Terms for using the Oxipe website and payment operations platform.

1. Acceptance of terms

By accessing this website or using Oxipe services, you agree to these Terms and any applicable commercial agreement, service order, API documentation, or operating rules provided to you.

2. Services

Oxipe may provide payment technology tools including payin workflows, payout workflows, payment links, dashboards, reporting, settlement views, callback handling, API access, and related operational features.

3. Eligibility and business use

Oxipe services are intended for business users. You must provide accurate onboarding, account, business, and contact information and keep it updated.

4. Verification and compliance

We may require business verification, documentation, and ongoing compliance checks. We may refuse, suspend, or limit access where verification cannot be completed or where activity creates legal, fraud, operational, or compliance risk.

5. Acceptable use

You must not use Oxipe for unlawful activity, fraud, deceptive practices, prohibited goods or services, unauthorized transactions, or activity that violates applicable laws, payment network rules, or platform policies.

6. Fees and taxes

Fees, charges, taxes, and settlement arrangements are governed by your commercial agreement or communicated pricing. You are responsible for all applicable taxes and charges connected with your use.

7. Availability and changes

We aim to provide reliable services but do not guarantee uninterrupted, error-free, or always-available access. We may update, modify, suspend, or discontinue parts of the website or services.

8. Transaction outcomes

Transaction approvals, reversals, settlement timing, and payout completion may depend on banks, partners, risk systems, external networks, and compliance checks. Oxipe does not guarantee any approval rate or specific transaction outcome.

9. Intellectual property

The Oxipe website, platform, software, design, marks, documentation, and content are owned by Oxipe or its licensors. You may not copy, reverse engineer, resell, or misuse them except as expressly permitted.

10. Limitation of liability

To the maximum extent permitted by law, Oxipe is not liable for indirect, incidental, special, consequential, punitive damages, lost profits, lost revenue, loss of data, or business interruption arising from website or service use.

11. Suspension and termination

We may suspend or terminate access if you breach these Terms, create risk, fail verification, misuse services, or where required by law, regulators, banks, payment partners, or compliance obligations.

12. Governing law

These Terms are governed by applicable laws. Disputes shall be resolved before competent courts unless a separate written agreement states otherwise.

13. Contact

For questions about these Terms, contact Oxipe at support@oxipe.com.